Between September 2006 and this past March, a Detroit woman participated in a scheme that placed bogus charges of $12.95 each on the credit cards of 75 to 100 people daily, Michigan Attorney General Mike Cox charged Thursday.

Krystal Owens, 40, of Detroit was arraigned Thursday on three counts of identity theft and one count of conspiring to commit identity theft for allegedly bilking people out of at least $200,000, Cox said. If convicted, she faces up to five years in prison for each count of identity theft and/or a fine of up to $10,000.

But a Free Press review conducted late Thursday and early today of the particulars of the case raises questions about whether Owens was a willing or unwitting participant in a potential online version of a get-rich-quick scheme. The attorney general's office was not available for comment on this issue early this morning.